304 S Main Street

Elgin, TX
$ 259,000 Beds 3 Baths 2 Sq 1,510 Virtual Tour
Monthly Estimate* How much can I afford?

1% Lender Credit available for Interest Rate Buydown or Closing Cost with lender approval. Step inside this charming Elgin property, where a classic white picket fence welcomes you to a space that feels like home—while offering exciting mixed-use potential. Located just up the road from downtown shops and local restaurants, it’s ideal for a residence, boutique office, studio, or live/work setup, blending small-town charm with everyday convenience. Inside, arched doorways and inviting spaces showcase timeless character, while wood and tile flooring throughout make the home both warm and practical. A cozy bedroom nook works perfectly as a reading corner or flexible workspace, and the generous layout allows for comfortable living, entertaining, or business use. The primary suite overlooks the backyard and features two walk-in closets for added comfort and function. Out back, enjoy a large covered porch with ceiling fan—perfect for relaxing or hosting—plus a spacious yard and storage shed for tools, hobbies, or inventory. With a 2019 roof, new dishwasher, refrigerator, and water heater, this property is move-in ready and full of possibility for those seeking a home, a business, or both in the heart of Elgin.

Single Family

  • Price
  • $ 259,000
  • City
  • Elgin
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • Bastrop
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 0.1309 Acres
  • Zip
  • 78621
  • Sqr Footage
  • 1,510
  • Year Built
  • 1940
  • Style
  • MLS#
  • 599413
Listed By: Coldwell Banker Realty
Data Source: Central Texas / Four Rivers Association of REALTORS® (CTXMLS)

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Waco, TX office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Booker T. Washington ELEM Elementary School
Middle School Elgin Middle School Middle School
High School Elgin High School High School

Price History

12/12/2025 Listed $310,000
12/20/2025 4% - $299,000
12/29/2025 2% - $294,000
1/20/2026 3% - $285,000
2/10/2026 4% - $275,000
4/10/2026 4% - $265,000
8/13/2026 2% - $259,000

Property vs Zip Code Average in 78621

Price
AVG $370K
$260K
Year Built
AVG 2012
1940

Areas That We Cover

304 S Main Street Elgin, TX is a Single Family Home for sale at $259000 with 1510 sqft and a lot size of 0.1309 Acres Acre(s). 304 S Main Street Elgin has 3 bedrooms, 2 baths and was built in 1940. The property's zip code is 78621 which is in Elgin, TX

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Your Agent
JohnAnthony Martinez

JohnAnthony Martinez

254-235-5015

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