537 Lower Elgin Road

Elgin, TX
$ 425,000 Beds 3 Baths 2 Sq 1,600 Virtual Tour
Monthly Estimate* How much can I afford?

USDA-ELIGIBLE AREA • NO HOA • 0.59 ACRES • BUILT 2023 NEW PRICE! Looking for the newer-home feel without the typical subdivision lifestyle? Built in 2023, this 3-bedroom, 2-bath home offers approximately 1,600 sq. ft. with an open-concept living, dining and kitchen area centered around a spacious island. The split-bedroom floor plan provides added privacy, with the primary suite separated from the two secondary bedrooms. Step outside to enjoy 0.59 acres of usable outdoor space, a covered patio and a large, like-new permanently affixed storage/workshop building. Private well and aerobic septic add to the property’s country-living appeal. Enjoy the flexibility of NO HOA and more than half an acre of space to make your own. Located in a USDA-eligible area; qualified buyers may be eligible for 100% financing, PLUS seller is offering up to $5,000 toward allowable buyer closing costs, prepaids and/or rate buydown with an acceptable offer. Buyer and property eligibility, loan approval and program requirements apply.

Single Family

  • Price
  • $ 425,000
  • City
  • Elgin
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • Bastrop
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 0.593 Acres
  • Zip
  • 78621
  • Sqr Footage
  • 1,600
  • Year Built
  • 2022
  • Style
  • MLS#
  • 619070
Listed By: eXp Realty - Austin
Data Source: Central Texas / Four Rivers Association of REALTORS® (CTXMLS)

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Waco, TX office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

7/10/2026 Listed $439,000
7/30/2026 3% - $425,000

Property vs Zip Code Average in 78621

Price
AVG $380K
$430K
Year Built
AVG 2012
2022

Areas That We Cover

537 Lower Elgin Road Elgin, TX is a Single Family Home for sale at $425000 with 1600 sqft and a lot size of 0.593 Acres Acre(s). 537 Lower Elgin Road Elgin has 3 bedrooms, 2 baths and was built in 2022. The property's zip code is 78621 which is in Elgin, TX

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Your Agent
Celina Fuller Eastland

Celina Fuller Eastland

254-235-5015

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