400 S Main Street

Belton, TX
$ 314,900 Beds 3 Baths 2 Sq 2,440 Virtual Tour
Monthly Estimate* How much can I afford?

INVESTORS, ENTREPRENEURS & VISIONARIES — THIS IS NOT YOUR TYPICAL BELTON PROPERTY! Built in 1878 and located just one block from the Bell County Courthouse, 400 S Main Street offers a rare combination of historic character, income potential, location, and exceptional flexibility in the heart of Belton. The property features a 1,954 sq. ft. historic main home plus a detached 486 sq. ft. cottage currently producing rental income. The cottage includes its own kitchen and bathroom, private courtyard, and separate water and electric meters. What truly sets this property apart is its location within Belton's Imagine Belton Main Street Zone. The property's existing residential use is grandfathered, while the Main Street Zone provides opportunities for a variety of permitted uses including live-work, office, retail, dining, personal services, artisan food and beverage, entertainment, and overnight accommodations. Imagine the possibilities: continue enjoying this historic property as a residence, create a professional office, boutique, live-work concept, retail space, overnight accommodation concept, or explore another creative investment opportunity — all while preserving the character of a property that has been part of Belton since 1878. The main structure has previously served as both a residence and law office, demonstrating the versatility that makes this property especially compelling. With Downtown Belton, the Bell County Courthouse, Nolan Creek, restaurants, shops, and community activity nearby, this isn't simply an opportunity to purchase a historic home. It's an opportunity to own a piece of Belton history — and decide what its next chapter will be.

Single Family

  • Price
  • $ 314,900
  • City
  • Belton
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • Bell
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 0.259 Acres
  • Zip
  • 76513
  • Sqr Footage
  • 2,440
  • Year Built
  • 1878
  • Style
  • MLS#
  • 625621
Listed By: Anchor Realty
Data Source: Central Texas / Four Rivers Association of REALTORS® (CTXMLS)

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Waco, TX office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

9/18/2026 Listed $314,900

Property vs Zip Code Average in 76513

Price
AVG $440K
$310K
Year Built
AVG 2006
1878

In The Neighborhood

Areas That We Cover

400 S Main Street Belton, TX is a Single Family Home for sale at $314900 with 2440 sqft and a lot size of 0.259 Acres Acre(s). 400 S Main Street Belton has 3 bedrooms, 2 baths and was built in 1878. The property's zip code is 76513 which is in Belton, TX

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Your Agent
Todd Talbert

Todd Talbert

254-235-5015

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