702 N Church Street

Decatur, TX
$ 220,000 Beds 2 Baths 1 Sq 908 Virtual Tour
Monthly Estimate* How much can I afford?

Charming, Fully Remodeled Home Just Steps from the Decatur Square! Welcome to this beautifully updated 2-bedroom, 1-bath home in the heart of Decatur — within walking distance to the historic Decatur Downtown Square. Enjoy the perfect blend of modern updates and timeless country charm in a location that truly can’t be beat. This home has been fully remodeled with thoughtful attention to detail, featuring fresh finishes, stylish fixtures, and a bright, open feel throughout. The kitchen shines with updated cabinetry, modern countertops, and contemporary touches while still maintaining that warm, inviting farmhouse character. The bathroom has been tastefully refreshed with clean lines and updated features. Natural light pours into every room, highlighting the cozy yet functional layout. Whether you’re enjoying a quiet evening at home or taking a short stroll to the Square for dining, shopping, and community events, this property offers small-town living at its finest. Perfect as a starter home, investment property, or downsizing opportunity — this move-in-ready gem combines location, charm, and modern comfort all in one.

Active

  • Price
  • $ 220,000
  • City
  • Decatur
  • Bedrooms
  • 2
  • Full Bathrooms
  • 1
  • County
  • WISE
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 0.079 Acres
  • Zip
  • 76234
  • Sqr Footage
  • 908
  • Year Built
  • 1950
  • Taxes
  • $ 2473
  • Style
  • Single Family Residence
  • MLS#
  • 21180006
Listed By: 221 Realty Advisors
Data Source: North Texas Real Estate Info Systems (NTREIS)

Features

General

Heating Central,Electric
Cooling Ceiling Fan(s),Central Air,Electric
Utilities All Weather Road,Cable Available,City Sewer,City Water,Curbs,Individual Gas Meter
Possession Closing/Funding
Roof Composition
Appliances Dishwasher,Disposal,Plumbed For Gas in Kitchen
School District Decatur ISD
Year Built 1950
Levels One
Unexempt Taxes 2473
Will Subdivide No
Property Subtype Single Family Residence
Subdivision Name old town
Transaction Type For Sale
County Wise
Property Type Residential
Accessory Unit Y/N No
HOA Type None
Special Notes Survey Available
Full Baths 1
Status Active
Directions GPS
City Decatur
Elementary School Name Rann
High School Decatur
Elementary School Rann
Virtual Tour URL Unbranded https://www.propertypanorama.com/instaview/ntreis/21180006
Standard Status Active
Listing Terms Cash,Contract,Conventional,FHA,USDA Loan,VA Loan

Interior Features

Interior Features Cable TV Available,Eat-in Kitchen,Granite Counters,High Speed Internet Available
Flooring Carpet,Wood
Dining Areas 1
Living Areas 1
Room Count 3
Lock Box Type Supra
Total Bedrooms 2
Total Baths 1
Laundry Features Electric Dryer Hookup,Utility Room,Full Size W/D Area,Dryer Hookup,Washer Hookup,On Site

Exterior Features

Exterior Features Covered Patio/Porch
Vegetation Grassed
Fencing Chain Link,Wood
Soil Type Unknown
Parking Features Concrete
Lot Size Less Than .5 Acre (not Zero)
Foundation Pillar/Post/Pier
Lot Size Area 0.0790
Lot Size Units Acres
Structural Style Single Detached
Lot Size Square Feet 3441.2400
Lot Size Acres 0.0790
Patio And Porch Features Covered

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Waco, TX office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Rann Elementary School
Middle School Unknown Middle School
High School

Price History

2/18/2026 Listed $240,000
4/8/2026 5% - $230,000
7/23/2026 3% - $225,000
8/18/2026 3% - $220,000

Property vs Zip Code Average in 76234

Price
AVG $750K
$220K
Taxes
AVG $5,903
$2,473
Year Built
AVG 2004
1950
Visits
AVG 129
391
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

702 N Church Street Decatur, TX is a Single Family Home for sale at $220000 with 908 sqft and a lot size of 0.079 Acres Acre(s). 702 N Church Street Decatur has 2 bedrooms, 1 baths and was built in 1950. The property's zip code is 76234 which is in Decatur, TX

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Your Agent
Tiffanie L. Montgomery

Tiffanie L. Montgomery

254-235-5015

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