646 Winding Oaks

Waco, TX
$ 425,000 Beds 3 Baths 2 Sq 3,024 Virtual Tour
Monthly Estimate* How much can I afford?

Charming One-Story Home with Spacious Backyard in Waco, TX Discover a perfect blend of comfort and convenience in this delightful 3-bed, 2-bath home nestled in a serene Waco, Texas neighborhood. This classic one-story layout features a 2-car attached garage and offers an ideal setting for modern living. Step inside where open-concept design meets cozy comfort. The living spaces are beautifully laid out, with multiple gathering areas for relaxation and entertainment. The generous living room is bathed in natural light and flows seamlessly into a charming dining area. A well-appointed kitchen in the heart of the home offers ample cabinet space and modern appliances, making it a joy to prepare meals. The primary bedroom is a peaceful retreat, complete with an en-suite bathroom for added privacy and convenience. Two additional bedrooms provide flexibility for a home office or guest room. The second full bathroom is conveniently located for accessibility from the main living areas. Step outside to a private and spacious backyard, a true highlight of the property. Entertain guests, cultivate a garden, or just enjoy the tranquility of outdoor living. The possibilities are endless!

Active

  • Price
  • $ 425,000
  • City
  • Waco
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • MCLENNAN
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 1.2 Acres
  • Zip
  • 76705
  • Sqr Footage
  • 3,024
  • Year Built
  • 1986
  • Style
  • Single Family Residence
  • MLS#
  • 21183030
Listed By: Coldwell Banker Apex, REALTORS
Data Source: North Texas Real Estate Info Systems (NTREIS)

Features

General

Heating Electric,Fireplace(s)
Cooling Central Air,Electric,Window Unit(s)
Utilities Cable Available,City Water,Electricity Connected,Septic
Possession Closing/Funding
Roof Shingle
Appliances Dishwasher,Electric Cooktop,Electric Oven,Microwave,Refrigerator
Number of Garage Spaces 2
School District Connally ISD
Pool Y/N Yes
Year Built 1986
Levels One
Will Subdivide No
Property Subtype Single Family Residence
Subdivision Name Moore Lewis
Transaction Type For Sale
Occupant Type Owner
Carport Spaces 2
County McLennan
Property Type Residential
Security Features Smoke Detector(s)
Accessory Unit Y/N No
HOA Type None
Full Baths 2
Status Active
Directions Gholson Road - aka 933 to Winding Oaks
City Waco
Elementary School Name Connally
High School Connally
Elementary School Connally
Virtual Tour URL Unbranded https://www.propertypanorama.com/instaview/ntreis/21183030
Virtual Tour URL Branded www.zillow.com/view-imx/e6cf3096-87e8-42c7-9670-8c61e6dfa639?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard
Standard Status Active
Junior High School Connally
Listing Terms Cash,Conventional,FHA,VA Loan

Interior Features

Interior Features Built-in Features,Cable TV Available,Decorative Lighting,Eat-in Kitchen,Natural Woodwork,Open Floorplan,Paneling,Tile Counters,Vaulted Ceiling(s),Walk-In Closet(s)
Flooring Carpet,Ceramic Tile,Simulated Wood
Fireplace Features Family Room,Living Room,Wood Burning
Fireplaces Total 2
Dining Areas 2
Living Areas 3
Room Count 6
Lock Box Type Supra
Total Bedrooms 3
Total Baths 2
Window Features Window Coverings
Laundry Features Electric Dryer Hookup,Utility Room,Full Size W/D Area,Dryer Hookup,Washer Hookup

Exterior Features

Exterior Features Storage
Lot Features Acreage,Few Trees,Landscaped
Fencing High Fence,Metal,Wood,Wrought Iron
Other Structures Outbuilding,Pool House,Workshop
Parking Features Attached Carport,Carport,Circular Driveway,Covered,Gated,Inside Entrance
Lot Size 1 to < 3 Acres
Covered Spaces 4
Foundation Slab
Pool Features Fenced,In Ground,Outdoor Pool,Pool/Spa Combo
Lot Size Area 1.2000
Lot Size Units Acres
Structural Style Single Detached
Garage Y/N Yes
Lot Size Square Feet 52272.0000
Lot Size Acres 1.2000
Patio And Porch Features Patio
Attached Garage Y/N Yes

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Waco, TX office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Connally Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

2/20/2026 Listed $475,000
6/26/2026 11% - $425,000

Property vs Zip Code Average in 76705

Price
AVG $380K
$430K
Year Built
AVG 1984
1986
Visits
AVG 237
530
Data Provided by Inside Real Estate®

Areas That We Cover

646 Winding Oaks Waco, TX is a Single Family Home for sale at $425000 with 3024 sqft and a lot size of 1.2 Acres Acre(s). 646 Winding Oaks Waco has 3 bedrooms, 2 baths and was built in 1986. The property's zip code is 76705 which is in Waco, TX

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.