1478 Charlya Drive

Scroggins, TX
$ 2,259,500 Beds 5 Baths 5.5 Sq 3,937 Virtual Tour
Monthly Estimate* How much can I afford?

Perched on one of the most sought-after shorelines at Lake Cypress Springs this exceptional lake house captures panoramic, wide-open views of sparkling water from nearly every room & outdoor space. Recently refreshed with new landscaping, freshly painted interior & exterior, new decking, and a golf cart path, the property blends refined comfort with effortless lakefront living. Step inside to the main living area, where soaring vaulted ceilings, rich wood floors, and a striking wood-burning stone fireplace create a warm yet sophisticated setting. The open-concept kitchen is designed for both everyday living and entertaining, featuring a large island with seating, Viking appliances, double stainless refrigerator, gas range with vent-a-hood, microwave, dishwasher, and an oversized pantry—all seamlessly connected to the living space and lake views beyond. The main floor offers two generously sized en-suite bedrooms, along with a convenient laundry closet and powder bath. Upstairs, a spacious second living area with vaulted ceiling provides a stunning bird’s-eye perspective of the lake, complemented by a custom bunk wall, an additional en-suite bedroom, and a flexible bonus room ideal for overflow sleeping or a private office. Downstairs, the walk-out basement guest quarters deliver exceptional privacy with two bedrooms, each w attached baths, separated by a comfortable living area and kitchenette—perfect for hosting extended family and guests. Outdoor living takes center stage w multiple decks showcasing unforgettable sunset views and an incredible boathouse built for entertaining. Enjoy:Two boat slips, Four jet ski slips, Two storage closets Outdoor kitchen w granite countertops & double refrigeration space. Excellent water depth Additional features: fiber optic service extending to the boathouse, ideal for high-speed internet & security systems. An incredible opportunity to own a Legacy Property. Ask me about our FABULOUS Lake Days- Memories in the Making Video!!

Active

  • Price
  • $ 2,259,500
  • City
  • Scroggins
  • Bedrooms
  • 5
  • Full Bathrooms
  • 5
  • County
  • FRANKLIN
  • Half Bathrooms
  • 1
  • Area
  • Lot Size
  • 1.1 Acres
  • Zip
  • 75480
  • Sqr Footage
  • 3,937
  • Year Built
  • 2004
  • Taxes
  • $ 24269
  • Style
  • Traditional
  • MLS#
  • 21248013
Listed By: Allie Beth Allman & Assoc.
Data Source: North Texas Real Estate Info Systems (NTREIS)

Features

General

Heating Central,Electric
Cooling Central Air,Electric
Utilities Aerobic Septic,Asphalt,Co-op Water,Rural Water District
Possession Closing/Funding
Roof Composition
Appliances Built-in Gas Range,Built-in Refrigerator,Dishwasher,Disposal,Gas Range
Assoc Fees 1050
School District Mount Vernon ISD
HOA Fee Includes Front Yard Maintenance,Maintenance Grounds
Year Built 2004
Architectural Style Traditional
Community Features Boat Ramp,Club House,Community Pool
Levels Three Or More
Unexempt Taxes 24269
Will Subdivide No
Property Subtype Single Family Residence
Subdivision Name Pine Valley
Transaction Type For Sale
County Franklin (TX)
Property Type Residential
Security Features Burglar,Carbon Monoxide Detector(s),Gated Community
Association Fee Frequency Annually
Year Built Details Preowned
HOA Type Mandatory
Full Baths 5
Status Active
Directions Directions: From Hwy 21 turn right on FM 115,left on 3007,left into Pine Valley. Stay on main road,house is across from pool and tennis court. SIY
City Scroggins
Elementary School Name Mt Vernon
High School Mt Vernon
Elementary School Mt Vernon
Virtual Tour URL Unbranded https://www.propertypanorama.com/instaview/ntreis/21248013
Virtual Tour URL Branded mls.tour.listingbirdseyefilmandphoto.com/1478-Charlya-Dr/idx
Standard Status Active

Interior Features

Interior Features Built-in Features,Decorative Lighting,Eat-in Kitchen,Kitchen Island,Open Floorplan
Flooring Ceramic Tile,Wood
Basement Y/N Yes
Fireplace Features Family Room
Fireplaces Total 1
Dining Areas 2
Living Areas 3
Room Count 12
Half Baths 1
Lock Box Type Other
Total Bedrooms 5
Total Baths 6
Window Features Window Coverings
Laundry Features In Hall,Dryer Hookup

Exterior Features

Waterfront Yes
Lot Size Source Assessor
Parking Features Additional Parking
WaterFront Features Dock – Covered
Lot Size 1 to < 3 Acres
Foundation Pillar/Post/Pier
Lot Size Area 1.1000
Lot Size Units Acres
Structural Style Lake House
Lot Size Square Feet 47916.0000
Lot Size Acres 1.1000
Patio And Porch Features Covered,Front Porch,Rear Porch,Roof Top Deck/Patio

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Waco, TX office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Mt Vernon Elementary School
Middle School Unknown Middle School
High School

Price History

4/23/2026 Listed $2,399,500
5/8/2026 1% - $2,389,500
5/21/2026 3% - $2,339,500
6/12/2026 2% - $2,299,500
7/13/2026 2% - $2,259,500

Property vs Zip Code Average in 75480

Price
AVG $1.31M
$2.26M
Taxes
AVG $9,734
$24,269
Year Built
AVG 1996
2004
Visits
AVG 152
311
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

1478 Charlya Drive Scroggins, TX is a Single Family Home for sale at $2259500 with 3937 sqft and a lot size of 1.1 Acres Acre(s). 1478 Charlya Drive Scroggins has 5 bedrooms, 5 baths and was built in 2004. The property's zip code is 75480 which is in Scroggins, TX

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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