3400 Hearthwood Circle

Waco, TX
$ 359,000 Beds 3 Baths 2 Sq 2,389 Virtual Tour
Monthly Estimate* How much can I afford?

Welcome to this beautifully maintained 3-bedroom, 2-bath home nestled on a spacious corner lot in the sought-after Chimney Hill area of North Waco. From the moment you step through the welcoming entry, you’ll appreciate the warmth and character created by the parquet flooring that flows through the entry, formal dining room, and expansive kitchen. The large living room features soaring vaulted ceilings, plush new carpeting, and a stunning two-sided fireplace that creates a cozy focal point while also opening into the kitchen for added charm and ambiance. The oversized kitchen offers abundant workspace and additional seating perfect for a breakfast nook or casual dining area. Entertaining is effortless with the spacious formal dining room ready for gatherings both large and small. New carpeting extends throughout the living room, hallways, and bedrooms, creating a fresh and comfortable feel throughout the home. The thoughtfully designed laundry room is conveniently located just off the rear-entry two-car garage and directly across from an oversized pantry storage closet, offering functionality and organization in everyday living. Outside, meticulous landscaping and a full irrigation system keep the property lush and inviting year-round. The rear-entry garage enhances both curb appeal and privacy, while the gorgeous fenced backyard provides the perfect retreat for morning coffee on the patio or relaxing evenings under the shade of mature trees. This unique property enjoys all the charm of the Chimney Hill neighborhood without the burden of HOA fees. Located in an established section of North Waco known for its towering trees and walkable streets, the home is just minutes from Lake Waco, as well as convenient shopping at Target and H-E-B, plus some of Waco’s best dining destinations. This is a rare opportunity to enjoy timeless character, modern comfort, and an unbeatable location all in one exceptional property.

Active

  • Price
  • $ 359,000
  • City
  • Waco
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • MCLENNAN
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 0.26 Acres
  • Zip
  • 76708
  • Sqr Footage
  • 2,389
  • Year Built
  • 1989
  • Taxes
  • $ 8526
  • Style
  • Single Family Residence
  • MLS#
  • 21277561
Listed By: Camille Johnson
Data Source: North Texas Real Estate Info Systems (NTREIS)

Features

General

Heating Central,Fireplace(s),Gas Jets
Cooling Ceiling Fan(s),Central Air,Electric
Utilities Cable Available,City Sewer,City Water,Curbs,Electricity Available,Electricity Connected,Individual Gas Meter,Individual Water Meter,Natural Gas Available,Sewer Available
Possession 30-60 Days
Roof Asphalt,Composition,Shingle
Appliances Dishwasher,Disposal,Electric Cooktop,Electric Oven,Electric Water Heater,Plumbed For Gas in Kitchen,Refrigerator,Vented Exhaust Fan
Easements Electric,Utilities
Number of Garage Spaces 2
Restrictions None
School District Waco ISD
Year Built 1989
Levels One
Unexempt Taxes 8526
Will Subdivide No
Property Subtype Single Family Residence
Subdivision Name Chimney Hill
Transaction Type For Sale
Occupant Type Owner
Occupant Name Jennifer Henson
County McLennan
Property Type Residential
Security Features Smoke Detector(s)
HOA Type None
Special Notes Aerial Photo
Full Baths 2
Status Active
Directions Off Lake Shore and Forrester
City Waco
Other Equipment None
Elementary School Name Cedar Ridge
High School Waco
Elementary School Cedar Ridge
Virtual Tour URL Unbranded https://www.propertypanorama.com/instaview/ntreis/21277561
Standard Status Active
Listing Terms Cash,Conventional,FHA,VA Loan

Interior Features

Interior Features Built-in Features,Cable TV Available,Cathedral Ceiling(s),Chandelier,Decorative Lighting,Double Vanity,High Speed Internet Available,Kitchen Island,Natural Woodwork,Pantry,Vaulted Ceiling(s),Walk-In
Flooring Carpet,Ceramic Tile,Wood
Fireplace Features Brick,Double Sided,Glass Doors,Kitchen,Living Room,Wood Burning
Fireplaces Total 1
Dining Areas 1
Living Areas 1
Room Count 6
Lock Box Type Supra
Total Bedrooms 3
Total Baths 2
Window Features Window Coverings
Laundry Features Electric Dryer Hookup,Utility Room,Full Size W/D Area,Dryer Hookup,Washer Hookup,On Site

Exterior Features

Exterior Features Garden(s),Uncovered Courtyard
Lot Features Corner Lot,Cul-De-Sac,Landscaped,Level,Lrg. Backyard Grass,Sprinkler System
Fencing Back Yard,Fenced,Privacy,Wood
Other Structures None
Parking Features Additional Parking,Common,Concrete,Covered,Direct Access,Driveway,Enclosed,Garage,Garage Door Opener,Garage Faces Rear,Garage Single Door,Inside Entrance,Kitchen Level,On Street
Lot Size Less Than .5 Acre (not Zero)
Covered Spaces 2
Foundation Slab
Lot Size Area 0.2600
Lot Size Units Acres
Structural Style Single Detached
Garage Y/N Yes
Lot Size Square Feet 11325.6000
Lot Size Acres 0.2600
Patio And Porch Features Covered,Deck
Attached Garage Y/N Yes

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Waco, TX office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Cedar Ridge Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

5/21/2026 Listed $415,000
6/23/2026 4% - $399,900
8/10/2026 3% - $389,900
8/31/2026 3% - $379,900
9/16/2026 6% - $359,000

Property vs Zip Code Average in 76708

Price
AVG $340K
$360K
Taxes
AVG $5,851
$8,526
Year Built
AVG 1979
1989
Visits
AVG 236
399
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

3400 Hearthwood Circle Waco, TX is a Single Family Home for sale at $359000 with 2389 sqft and a lot size of 0.26 Acres Acre(s). 3400 Hearthwood Circle Waco has 3 bedrooms, 2 baths and was built in 1989. The property's zip code is 76708 which is in Waco, TX

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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