871 High Cotton Lane

Rockwall, TX
$ 424,900 Beds 4 Baths 2.5 Sq 3,050 Virtual Tour
Monthly Estimate* How much can I afford?

Welcome to 871 High Cotton Lane in the sought-after Caruth Lakes community of Rockwall — a beautifully remodeled home that feels practically brand new. From the moment you walk in, you’ll notice the fresh updates throughout, including all new fixtures, carpet, flooring, tile, and paint, creating a clean, modern feel in every room. The home also features a brand new AC, new windows and a newer roof for added peace of mind. Designed with families in mind, this spacious home offers 4 bedrooms, 2.5 baths, a dedicated office, and a media room with plenty of flexible space for work, play, and everyday living. Natural light fills the home, while the thoughtful layout provides both comfort and functionality. Step outside to enjoy the lovely shaded backyard — perfect for relaxing evenings, kids, pets, or entertaining guests. Located just minutes from Harry Myers Park, the YMCA, and vibrant downtown Rockwall, this home offers easy access to parks, trails, shopping, dining, and year-round community events while being tucked inside one of Rockwall’s most established neighborhoods. It’s the perfect combination of updated living, functional space, and an unbeatable location. Shed in backyard conveys.

Active

  • Price
  • $ 424,900
  • City
  • Rockwall
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • ROCKWALL
  • Half Bathrooms
  • 1
  • Area
  • Lot Size
  • 0.191 Acres
  • Zip
  • 75087
  • Sqr Footage
  • 3,050
  • Year Built
  • 2002
  • Taxes
  • $ 6937
  • Style
  • Traditional
  • MLS#
  • 21302070
Listed By: Compass RE Texas, LLC
Data Source: North Texas Real Estate Info Systems (NTREIS)

Features

General

Heating Central
Cooling Ceiling Fan(s),Central Air,Electric
Utilities Cable Available,City Sewer,City Water,Electricity Connected,Individual Gas Meter,Individual Water Meter
Possession Closing/Funding
Roof Composition
Appliances Dishwasher,Disposal,Electric Oven,Gas Range,Gas Water Heater,Microwave,Plumbed For Gas in Kitchen
Assoc Fees 289
Number of Garage Spaces 2
Restrictions Deed
School District Rockwall ISD
HOA Fee Includes Full Use of Facilities,Maintenance Grounds,Management Fees
Year Built 2002
Architectural Style Traditional
Community Features Community Pool,Jogging Path/Bike Path,Park
Levels Two
Unexempt Taxes 6937
Will Subdivide No
Property Subtype Single Family Residence
Subdivision Name Caruth Lakes Ph 5
Transaction Type For Sale
Occupant Type Vacant
County Rockwall
Property Type Residential
Construction Materials Brick
Association Fee Frequency Semi-Annual
Year Built Details Preowned
HOA Type Mandatory
Green Energy Efficient Windows
Full Baths 2
Status Active
Directions See GPS
City Rockwall
Elementary School Name Dobbs
High School Rockwall
Elementary School Dobbs
Virtual Tour URL Unbranded https://www.propertypanorama.com/instaview/ntreis/21302070
Standard Status Active
Listing Terms Cash,Conventional,FHA,VA Loan

Interior Features

Interior Features Cable TV Available,Chandelier,Decorative Lighting,Double Vanity,Eat-in Kitchen,High Speed Internet Available,Kitchen Island,Pantry,Sound System Wiring,Walk-In Closet(s)
Flooring Carpet,Ceramic Tile,Luxury Vinyl Plank
Fireplace Features Gas
Fireplaces Total 1
Dining Areas 2
Living Areas 2
Room Count 12
Half Baths 1
Lock Box Type Combo
Total Bedrooms 4
Total Baths 3

Exterior Features

Exterior Features Covered Patio/Porch,Rain Gutters
Lot Features Few Trees,Irregular Lot,Landscaped,Lrg. Backyard Grass
Fencing Wood
Garage Length 20
Garage Width 20
Parking Features Concrete,Garage Door Opener,Garage Double Door,Garage Faces Front
Lot Size Less Than .5 Acre (not Zero)
Covered Spaces 2
Foundation Slab
Lot Size Area 0.1910
Lot Size Units Acres
Structural Style Single Detached
Garage Y/N Yes
Lot Size Square Feet 8319.9600
Lot Size Acres 0.1910
Attached Garage Y/N Yes

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Waco, TX office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Dobbs Elementary School
Middle School Unknown Middle School
High School

Price History

6/22/2026 Listed $524,900
7/12/2026 2% - $514,900
7/21/2026 3% - $499,900
8/5/2026 6% - $474,900
8/19/2026 6% - $449,900
9/14/2026 6% - $424,900

Property vs Zip Code Average in 75087

Price
AVG $600K
$420K
Taxes
AVG $8,321
$6,937
Year Built
AVG 2012
2002
Visits
AVG 286
304
Data Provided by Inside Real Estate®

Areas That We Cover

871 High Cotton Lane Rockwall, TX is a Single Family Home for sale at $424900 with 3050 sqft and a lot size of 0.191 Acres Acre(s). 871 High Cotton Lane Rockwall has 4 bedrooms, 2 baths and was built in 2002. The property's zip code is 75087 which is in Rockwall, TX

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Your Agent
Vickie Willoughby

Vickie Willoughby

254-235-5015

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