110 Henderson Harbor Circle

Payne Springs, TX
$ 487,000 Beds 2 Baths 2 Sq 1,280 Virtual Tour
Monthly Estimate* How much can I afford?

Welcome to this charming, fully renovated 2-bedroom, 2-bath home, perfectly situated on a quiet cul-de-sac just two lots from the community boat ramp and dock. Thoughtfully updated throughout, this charming home features luxury vinyl plank flooring in the living room and bedrooms, creating a warm and inviting atmosphere. The kitchen has been tastefully remodeled with sparkling white quartz countertops, a matching backsplash, a new stainless steel sink, and a clean, contemporary design that's perfect for everyday living. Plantation shutters throughout the home add timeless style and character. Both bathrooms have been completely renovated down to the studs and feature beautifully tiled showers, new vanities, and modern finishes. A bright sunroom provides additional living space, perfect for relaxing or enjoying views of the lake year-round. Step outside to a 19ftX19ft screened-in covered porch that opens onto a spacious deck, creating the ideal setting for entertaining family and friends. The backyard also features a fire pit area and a concrete pad with existing electrical service, ready for a future hot tub or spa. Down at the water, you'll find a boat slip with straps and a durable steel retaining wall, making lake living easy and enjoyable. When lake is at full pool water level is approx 3 feet deep. Most furnishings are negotiable with an acceptable offer, offering the opportunity to enjoy this move-in-ready lake retreat with minimal effort.

Active

  • Price
  • $ 487,000
  • City
  • Payne Springs
  • Bedrooms
  • 2
  • Full Bathrooms
  • 2
  • County
  • HENDERSON
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 0.336 Acres
  • Zip
  • 75156
  • Sqr Footage
  • 1,280
  • Year Built
  • 1970
  • Taxes
  • $ 7128
  • Style
  • Single Family Residence
  • MLS#
  • 21314127
Listed By: Ebby Halliday Realtors
Data Source: North Texas Real Estate Info Systems (NTREIS)

Features

General

Heating Electric,Fireplace(s)
Cooling Ceiling Fan(s),Central Air
Utilities City Sewer,City Water,Electricity Connected
Possession Negotiable
Roof Composition
Appliances Dishwasher,Disposal,Dryer,Electric Range,Electric Water Heater,Microwave,Refrigerator,Washer
Assoc Fees 100
School District Mabank ISD
HOA Fee Includes Full Use of Facilities
Year Built 1970
Community Features Boat Ramp,Community Dock
Levels One
Unexempt Taxes 7128
Will Subdivide No
Property Subtype Single Family Residence
Subdivision Name Southwood Shore
Transaction Type For Sale
Occupant Type Owner
County Henderson
Property Type Residential
Security Features Smoke Detector(s)
Construction Materials Brick,Frame,Vinyl Siding
Association Fee Frequency Annually
HOA Type Mandatory
Special Notes Aerial Photo
Full Baths 2
Status Active
Directions Use GPS
City Payne Springs
Elementary School Name Southside
High School Mabank
Elementary School Southside
Virtual Tour URL Unbranded https://www.propertypanorama.com/instaview/ntreis/21314127
Standard Status Active
Junior High School Mabank
Listing Terms Cash,Conventional,Other

Interior Features

Interior Features Cable TV Available,Chandelier,High Speed Internet Available,Vaulted Ceiling(s)
Flooring Ceramic Tile,Luxury Vinyl Plank
Fireplace Features Living Room,Wood Burning
Fireplaces Total 1
Dining Areas 1
Living Areas 1
Room Count 3
Lock Box Type Combo
Total Bedrooms 2
Total Baths 2
Window Features Shutters,Window Coverings
Laundry Features Electric Dryer Hookup,In Kitchen,Washer Hookup

Exterior Features

Waterfront Yes
Exterior Features Boat Slip,Covered Patio/Porch
Lot Features Cul-De-Sac,Few Trees,Sloped,Water/Lake View,Waterfront
Fencing Back Yard,Chain Link
Other Structures Boat House,Shed(s)
Lot Size Source Public Records
Parking Features Concrete,Driveway
WaterFront Features Lake Front,Personal Watercraft Lift,Retaining Wall – Steel
Lot Size Less Than .5 Acre (not Zero)
Foundation Slab
Lot Size Area 0.3360
Lot Size Units Acres
Structural Style Lake House,Resort Property,Vacation Home
Lot Size Square Feet 14636.1600
Lot Size Acres 0.3360
Patio And Porch Features Covered,Deck,Rear Porch,Screened

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Waco, TX office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Southside Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

6/30/2026 Listed $487,000

Property vs Zip Code Average in 75156

Price
AVG $590K
$490K
Taxes
AVG $5,904
$7,128
Year Built
AVG 2001
1970
Visits
AVG 222
128
Data Provided by Inside Real Estate®

Areas That We Cover

110 Henderson Harbor Circle Payne Springs, TX is a Single Family Home for sale at $487000 with 1280 sqft and a lot size of 0.336 Acres Acre(s). 110 Henderson Harbor Circle Payne Springs has 2 bedrooms, 2 baths and was built in 1970. The property's zip code is 75156 which is in Payne Springs, TX

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.