221 W 5th Street

Bonham, TX
$ 399,000 Beds 6 Baths 4.5 Sq 3,915 Virtual Tour
Monthly Estimate* How much can I afford?

Step into the timeless charm of this historic 6-bedroom, 4.5-bathroom home located just moments from the downtown Bonham square. Rich in character and thoughtfully updated, this spacious property offers the perfect blend of classic architecture and modern comfort, making it an excellent fit for large or multi-generational families. The main portion of the residence welcomes you with generous living and dining areas that create an inviting space for everyday living and entertaining. The kitchen is conveniently located alongside a half bath on the first floor, while upstairs you'll find four spacious bedrooms and two full bathrooms. The private primary suite features its own ensuite bath, and a balcony overlooks the beautiful oversized lot, providing the perfect place to enjoy your morning coffee or unwind in the evening. Throughout the home you'll appreciate the original architectural details that give this property its unique character, complemented by tasteful modern updates that enhance everyday functionality. A standout feature of this home is the secondary wing, offering its own full kitchen, two bedrooms, and two full bathrooms. Whether you're accommodating extended family, hosting long-term guests, creating private living quarters, or simply looking for additional flexibility, this separate living space provides endless possibilities. Outside, the oversized lot offers plenty of room to enjoy, while the detached garage provides convenient storage for tools, lawn equipment, or hobbies. Combining historic charm, an exceptional amount of living space, and a prime location just off Bonham's vibrant downtown square, this is a rare opportunity to own a truly distinctive home with room for everyone.

Active

  • Price
  • $ 399,000
  • City
  • Bonham
  • Bedrooms
  • 6
  • Full Bathrooms
  • 4
  • County
  • FANNIN
  • Half Bathrooms
  • 1
  • Area
  • Lot Size
  • 0.486 Acres
  • Zip
  • 75418
  • Sqr Footage
  • 3,915
  • Year Built
  • 1930
  • Taxes
  • $ 7529
  • Style
  • Victorian
  • MLS#
  • 21323499
Listed By: eXp Realty LLC
Data Source: North Texas Real Estate Info Systems (NTREIS)

Features

General

Heating Central,Natural Gas
Cooling Ceiling Fan(s),Central Air,Electric
Utilities City Sewer,City Water
Possession Closing/Funding
Roof Composition
Appliances Dishwasher,Electric Oven,Electric Range,Gas Range,Double Oven,Plumbed For Gas in Kitchen,Refrigerator
School District Bonham ISD
Pool Y/N Yes
Year Built 1930
Architectural Style Victorian
Levels Two
Unexempt Taxes 7529
Will Subdivide No
Property Subtype Single Family Residence
Subdivision Name Simpson Add
Transaction Type For Sale
County Fannin
Property Type Residential
Construction Materials Brick
Year Built Details Preowned
Accessory Unit Y/N Yes
HOA Type None
Full Baths 4
Status Active
Directions Home is at the corner of 5th Street and Star Street. Sign in Yard
City Bonham
Elementary School Name Finleyoate
High School Bonham
Elementary School Finleyoate
Virtual Tour URL Unbranded https://www.propertypanorama.com/instaview/ntreis/21323499
Standard Status Active
Junior High School Rather
Listing Terms Cash,Conventional

Interior Features

Interior Features Cable TV Available,Decorative Lighting,In-Law Suite Floorplan
Flooring Brick,Wood
Fireplace Features Decorative,Gas
Fireplaces Total 3
Dining Areas 2
Living Areas 2
Room Count 2
Half Baths 1
Lock Box Type Other
Total Bedrooms 6
Total Baths 5
Laundry Features Utility Room,Dryer Hookup,Washer Hookup

Exterior Features

Exterior Features Balcony
Fencing Wrought Iron
Parking Features Circular Driveway
Lot Size Less Than .5 Acre (not Zero)
Foundation Pillar/Post/Pier
Pool Features Above Ground
Lot Size Area 0.4860
Lot Size Units Acres
Structural Style Single Detached
Garage Y/N Yes
Lot Size Square Feet 21170.1600
Lot Size Acres 0.4860
Attached Garage Y/N Yes

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Waco, TX office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Finleyoate Elementary School
Middle School Unknown Middle School
High School

Price History

7/8/2026 Listed $399,000

Property vs Zip Code Average in 75418

Price
AVG $330K
$400K
Taxes
AVG $3,804
$7,529
Year Built
AVG 1977
1930
Visits
AVG 139
53
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

221 W 5th Street Bonham, TX is a Single Family Home for sale at $399000 with 3915 sqft and a lot size of 0.486 Acres Acre(s). 221 W 5th Street Bonham has 6 bedrooms, 4 baths and was built in 1930. The property's zip code is 75418 which is in Bonham, TX

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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