12972 Fm 981

Blue Ridge, TX
$ 500,000 Beds 3 Baths 2 Sq 2,183 Virtual Tour
Monthly Estimate* How much can I afford?

Escape the city to this fantastic property situated on 9.2 sprawling, Ag-Exempt acres just east of Blue Ridge. Located in the highly sought-after Blue Ridge ISD, this property offers the ultimate blend of peaceful Texas country living, incredibly low property taxes, and a well-designed home ready for your personal touch. Ready for Livestock & Outdoor Living The land is the star of the show, featuring highly desirable pipe fencing that provides both durability and immense curb appeal—perfect for horses or livestock. An included RV shed offers covered parking for your motorhome, boat, or heavy equipment, while the 8 x 10 detached workshop is ideal for hobbies and extra storage. For true Texas peace of mind, the property also comes equipped with a dedicated storm cellar. Inside, the heart of the home is a massive 28 x 17 living room anchored by a cozy fireplace, offering plenty of space to relax or entertain. The living area flows seamlessly into both a formal dining room and a bright breakfast room. The thoughtfully designed eat-in kitchen features a convenient breakfast bar, dual sinks, extensive built-in cabinets, and a water line ready for your refrigerator. Enjoy optimal privacy with a highly desirable split-bedroom floor plan. The primary suite connects to a spacious 12 x 13 bathroom boasting separate vanities, a separate shower, and a dedicated linen closet. The two secondary bedrooms are generously sized with walk-in closets and ceiling fans, ensuring comfort for family or guests. Every detail has been considered for everyday convenience. A large 13 x 6 separate utility room comes equipped with built-in cabinets and a handy drip-dry area. Energy efficiency is built-in with 12-inch+ attic insulation and an updated HVAC and thermostat system. With its Ag-valuation keeping taxes low and premium exterior upgrades already in place, this 9.2-acre ranchette is a rare find. Bring your RV, your animals, and your dreams of country living!

Active

  • Price
  • $ 500,000
  • City
  • Blue Ridge
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • COLLIN
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 9.2 Acres
  • Zip
  • 75424
  • Sqr Footage
  • 2,183
  • Year Built
  • 1980
  • Taxes
  • $ 3749
  • Style
  • Traditional
  • MLS#
  • 21329979
Listed By: Farmersville Real Estate Company
Data Source: North Texas Real Estate Info Systems (NTREIS)

Features

General

Heating Central,Electric,Fireplace(s),Propane
Cooling Ceiling Fan(s),Central Air,Electric
Utilities All Weather Road,Asphalt,Co-op Electric,Co-op Water,Outside City Limits,Septic
Possession Negotiable
Roof Composition
Appliances Dishwasher,Disposal,Gas Cooktop,Gas Oven,Gas Water Heater,Plumbed For Gas in Kitchen
Easements Utilities
Number of Garage Spaces 1
Restrictions No Known Restriction(s)
School District Blue Ridge ISD
Year Built 1980
Architectural Style Traditional
Levels One
Unexempt Taxes 3749
Will Subdivide No
Property Subtype Single Family Residence
Subdivision Name William Boring
Transaction Type For Sale
Carport Spaces 1
County Collin
Property Type Residential
Construction Materials Brick
Year Built Details Preowned
HOA Type None
Green Energy Efficient 12 inch+ Attic Insulation,HVAC,Thermostat,Waterheater
Special Notes Aerial Photo
Full Baths 2
Status Active
Directions From McKinney take 75 to Hwy 121-Melissa. Take FM 545 E to Blue Ridge. Take a Lt on Bus. 78 to FM 981. Rt on 981 go approx. 3 miles and property is on RT with SIY
City Blue Ridge
Elementary School Name Blueridge
High School Blueridge
Elementary School Blueridge
Virtual Tour URL Unbranded https://www.propertypanorama.com/instaview/ntreis/21329979
Virtual Tour URL Branded mls.agent.foxtrotphoto.com/12972-FM981/idx
Standard Status Active
Listing Terms 1031 Exchange,Cash,Conventional

Interior Features

Interior Features Decorative Lighting,Eat-in Kitchen,High Speed Internet Available
Flooring Carpet,Vinyl
Fireplace Features Brick,Gas Logs
Fireplaces Total 1
Dining Areas 2
Living Areas 1
Room Count 10
Lock Box Type Supra
Total Bedrooms 3
Total Baths 2
Window Features Window Coverings
Laundry Features Electric Dryer Hookup,Utility Room,Full Size W/D Area,Washer Hookup

Exterior Features

Exterior Features Rain Gutters,RV/Boat Parking,Storage,Storm Cellar
Lot Features Acreage,Agricultural,Few Trees,Interior Lot,Landscaped,Oak,Sprinkler System
Fencing Barbed Wire,Pipe
Other Structures Storage
Lot Size Source Assessor
Parking Features Covered
Lot Size 5 to < 10 Acres
Covered Spaces 2
Foundation Slab
Lot Size Area 9.2000
Lot Size Units Acres
Structural Style Single Detached
Garage Y/N Yes
Lot Size Square Feet 400752.0000
Lot Size Acres 9.2000
Patio And Porch Features Covered,Front Porch,Rear Porch
Attached Garage Y/N Yes

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Waco, TX office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Blueridge Elementary School
Middle School Unknown Middle School
High School

Price History

7/14/2026 Listed $650,000
7/27/2026 11% - $580,000
8/13/2026 14% - $500,000

Property vs Zip Code Average in 75424

Price
AVG $660K
$500K
Taxes
AVG $4,725
$3,749
Year Built
AVG 2012
1980
Visits
AVG 197
42
Data Provided by Inside Real Estate®

Areas That We Cover

12972 Fm 981 Blue Ridge, TX is a Single Family Home for sale at $500000 with 2183 sqft and a lot size of 9.2 Acres Acre(s). 12972 Fm 981 Blue Ridge has 3 bedrooms, 2 baths and was built in 1980. The property's zip code is 75424 which is in Blue Ridge, TX

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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Zack Owen

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