1405 N Oak Street

McKinney, TX
$ 375,000 Beds 3 Baths 2 Sq 1,300 Virtual Tour
Monthly Estimate* How much can I afford?

Less than a mile from Historic Downtown McKinney Square, this charming Craftsman cottage has the location, character, and updates you've been looking for. Start your mornings on the front porch swing with a cup of coffee, then come home in the evening and relax by the cozy electric fireplace with its shiplap accent wall, custom cedar mantel, and wall-mounted TV. The 3-bedroom, 2-bath split-bedroom layout gives everyone their own space, and the spacious primary suite features a barn door leading into the ensuite bath with a large walk-in shower and built-in bench. Step in the quarter of an acre backyard with plenty of room to entertain, with string lights, a fire pit, yard games, a storage shed, and even a custom chicken coop with easy-access nesting boxes for fresh eggs. The double carport gives you plenty of covered parking and can also be used as a great outdoor gathering space. The big updates have already been taken care of, including foundation leveling in August 2026 with crawl-space fans, new Pergo waterproof laminate flooring in August 2026, a new roof in July 2026, and HVAC replaced in September 2024. The home also has PVC plumbing, so there's no cast-iron plumbing to worry about. The kitchen and bathrooms have been nicely updated, and the kitchen includes a gas range. Hardie-board siding adds durability while keeping maintenance to a minimum. All of this just minutes from the restaurants, shops, entertainment, and charm of Downtown McKinney. Whether you're looking for a place to call home, a second home, or an investment property, this one offers plenty of possibilities, including potential long-term or AirBnB short-term rental use, subject to applicable city regulations. It's a home with a lot of personality, a great backyard, and big-ticket improvements already done. Don't miss this great opportunity!

Active

  • Price
  • $ 375,000
  • City
  • McKinney
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • COLLIN
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 0.241 Acres
  • Zip
  • 75069
  • Sqr Footage
  • 1,300
  • Year Built
  • 1965
  • Taxes
  • $ 5897
  • Style
  • Craftsman
  • MLS#
  • 21363590
Listed By: Fathom Realty
Data Source: North Texas Real Estate Info Systems (NTREIS)

Features

General

Heating Central,Natural Gas
Cooling Ceiling Fan(s),Central Air,Electric
Utilities Asphalt,City Sewer,City Water,Individual Gas Meter,Individual Water Meter
Possession Closing/Funding
Roof Composition,Shingle
Appliances Dishwasher,Gas Range,Microwave,Refrigerator
School District McKinney ISD
Exclusions All staging items including curtains
Year Built 1965
Architectural Style Craftsman
Levels One
Unexempt Taxes 5897
Will Subdivide No
Property Subtype Single Family Residence
Subdivision Name College Add
Transaction Type For Sale
Occupant Type Vacant
Carport Spaces 2
County Collin
Property Type Residential
Construction Materials Fiber Cement
Year Built Details Preowned
HOA Type None
Full Baths 2
Status Active
Directions Oak Street between White Ave and Hwy 380.
City McKinney
Elementary School Name Burks
High School Mckinney Boyd
Elementary School Burks
Virtual Tour URL Unbranded https://www.propertypanorama.com/instaview/ntreis/21363590
Standard Status Active
Listing Terms Cash,Conventional,FHA,VA Loan

Interior Features

Interior Features Decorative Lighting
Flooring Ceramic Tile,Laminate
Fireplace Features Electric,Living Room
Fireplaces Total 1
Dining Areas 1
Living Areas 1
Room Count 5
Lock Box Type Blue BT LE
Total Bedrooms 3
Total Baths 2
Laundry Features Electric Dryer Hookup,Utility Room,Full Size W/D Area,Dryer Hookup,Washer Hookup

Exterior Features

Exterior Features Storage
Lot Features Few Trees,Interior Lot,Landscaped,Lrg. Backyard Grass
Fencing Back Yard,Fenced,Wood
Soil Type Unknown
Other Structures Shed(s)
Parking Features Carport
Lot Size Less Than .5 Acre (not Zero)
Covered Spaces 2
Foundation Pillar/Post/Pier
Lot Size Area 0.2410
Lot Size Units Acres
Structural Style Single Detached
Lot Size Square Feet 10497.9600
Lot Size Acres 0.2410
Patio And Porch Features Front Porch

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Waco, TX office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Burks Elementary School
Middle School Unknown Middle School
High School

Price History

8/21/2026 Listed $389,000
9/16/2026 4% - $375,000

Property vs Zip Code Average in 75069

Price
AVG $750K
$380K
Taxes
AVG $9,832
$5,897
Year Built
AVG 1990
1965
Visits
AVG 178
74
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

1405 N Oak Street McKinney, TX is a Single Family Home for sale at $375000 with 1300 sqft and a lot size of 0.241 Acres Acre(s). 1405 N Oak Street McKinney has 3 bedrooms, 2 baths and was built in 1965. The property's zip code is 75069 which is in McKinney, TX

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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Vickie Willoughby

Vickie Willoughby

254-235-5015

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