8620 Backwater Bay Cove

McKinney, TX
$ 550,000 Beds 4 Baths 3 Sq 3,025 Virtual Tour
Monthly Estimate* How much can I afford?

Step inside to soaring ceilings, beautiful wood flooring, and an open, light-filled floor plan designed for both everyday living and entertaining. A secondary bedroom and adjacent full bath are conveniently located near the front of the home, along with a private office featuring French door entry. A built-in hall tree provides a stylish and functional drop zone just off the main living areas. The chef-inspired kitchen is the heart of the home, featuring a large center island, quartz countertops, decorative backsplash, gas cooktop, stainless steel appliances, and modern white cabinetry. A dedicated coffee bar complements the open dining area, which flows seamlessly into the spacious living room. Abundant natural light fills the space, while a soaring stone fireplace surround with gas logs creates an impressive focal point. The oversized primary suite offers a private retreat with French door entry into the ensuite bath, featuring dual sinks, a spacious walk-in shower, marble-look tile flooring, and a generous walk-in closet. Upstairs, two additional secondary bedrooms share a full bath with dual sinks. A spacious game room provides additional living space alongside a separate media or flex room with French door entry. Outside, enjoy a covered patio and privacy-fenced backyard. The home faces an expansive greenbelt rather than neighboring homes, offering an open view just across the street. Walking trails, wooded natural areas, ponds, pickleball courts, and a basketball court add to the neighborhood amenities, with Frazier Elementary also conveniently located across the street. All of this is just minutes from the shopping, dining, entertainment, and charm of Historic Downtown McKinney.

Active

  • Price
  • $ 550,000
  • City
  • McKinney
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • COLLIN
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 0.138 Acres
  • Zip
  • 75071
  • Sqr Footage
  • 3,025
  • Year Built
  • 2019
  • Taxes
  • $ 8115
  • Style
  • Traditional
  • MLS#
  • 21364504
Listed By: Keller Williams Realty Allen
Data Source: North Texas Real Estate Info Systems (NTREIS)

Features

General

Heating Central,Natural Gas
Cooling Central Air,Humidity Control
Utilities City Sewer,City Water,Community Mailbox,Individual Gas Meter,Individual Water Meter
Possession Closing/Funding
Roof Composition,Shingle
Appliances Built-in Gas Range,Dishwasher,Disposal,Dryer,Microwave,Plumbed For Gas in Kitchen,Washer,Other
Assoc Fees 393
Number of Garage Spaces 2
School District McKinney ISD
HOA Fee Includes Full Use of Facilities
Exclusions -Refrigerator (both in Kitchen and Garage) -Washer/Dryer -TVs
Year Built 2019
Architectural Style Traditional
Community Features Club House,Community Pool,Golf,Lake,Pickle Ball Court,Playground,Pool
Levels Two
Unexempt Taxes 8115
Will Subdivide No
Property Subtype Single Family Residence
Subdivision Name Trinity Falls Planning Unit 3 Ph 1b
Transaction Type For Sale
Occupant Type Owner
County Collin
Property Type Residential
Security Features Burglar,Carbon Monoxide Detector(s),Fire Alarm,Fire Sprinkler System,Gated Community,Security System,Smoke Detector(s)
Construction Materials Brick
Association Fee Frequency Quarterly
Year Built Details Preowned
HOA Type Mandatory
Full Baths 3
Status Active
Directions From US-75: Exit W Melissa Rd/FM 543 and head west. Turn right on Parkland Crescent,left on Lost Trails Dr,then left on Backwater Bay Cove. 8620 Backwater Bay Cove will be on the left.
City McKinney
Elementary School Name Ruth and Harold Frazier
High School McKinney North
Elementary School Ruth and Harold Frazier
Virtual Tour URL Unbranded my.matterport.com/show/?m=pUB5UVUFF5R&mls=1
Virtual Tour URL Branded my.matterport.com/show/?m=pUB5UVUFF5R&mls=1
Standard Status Active
Listing Terms Cash,Conventional,FHA,Texas Vet,VA Loan

Interior Features

Interior Features Built-in Features,Cable TV Available,Cathedral Ceiling(s),Chandelier,Decorative Lighting,Double Vanity,Eat-in Kitchen,High Speed Internet Available,Kitchen Island,Open Floorplan,Pantry,Vaulted Ceilin
Flooring Carpet,Tile,Wood
Fireplace Features Family Room,Gas Logs
Fireplaces Total 1
Dining Areas 2
Living Areas 2
Room Count 15
Lock Box Type Blue BT LE
Total Bedrooms 4
Total Baths 3
Window Features Window Coverings
Laundry Features Electric Dryer Hookup,Utility Room,Stacked W/D Area,Washer Hookup

Exterior Features

Exterior Features Rain Gutters,Private Yard
Fencing Wood
Soil Type Unknown
Garage Length 20
Garage Width 20
Parking Features Garage Door Opener,Garage Single Door
Lot Size Less Than .5 Acre (not Zero)
Covered Spaces 2
Lot Size Area 0.1380
Lot Size Units Acres
Structural Style Single Detached
Garage Y/N Yes
Lot Size Square Feet 6011.2800
Lot Size Acres 0.1380
Patio And Porch Features Covered,Rear Porch
Attached Garage Y/N Yes

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Waco, TX office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Ruth and Harold Frazier Elementary School
Middle School Unknown Middle School
High School

Price History

8/21/2026 Listed $550,000

Property vs Zip Code Average in 75071

Price
AVG $620K
$550K
Taxes
AVG $9,388
$8,115
Year Built
AVG 2018
2019
Visits
AVG 232
109
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

8620 Backwater Bay Cove McKinney, TX is a Single Family Home for sale at $550000 with 3025 sqft and a lot size of 0.138 Acres Acre(s). 8620 Backwater Bay Cove McKinney has 4 bedrooms, 3 baths and was built in 2019. The property's zip code is 75071 which is in McKinney, TX

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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Tanner Boarman

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