1120 Chaparral Drive

Gainesville, TX
$ 2,095,000 Beds 4 Baths 3.5 Sq 3,127 Virtual Tour
Monthly Estimate* How much can I afford?

Tucked on a private, wooded hillside above Moss Lake, this renovated log cabin offers the rare mix of seclusion and true waterfront living. A private stretch of shoreline, a double boat dock, and inviting swim access make the lake feel like an extension of the home. From this elevated setting, mature woods frame wide water views and striking sunsets. Patios and porches create easy places for morning coffee, dinner at dusk, and quiet evenings overlooking the water. A circular drive welcomes you at the front; a separate private drive leads to an oversized two-car garage. Inside, the cozy log-cabin character remains, while thoughtful renovations add a quiet sense of luxury. Separate guest quarters give family and friends their own retreat. Quiet, wooded, and made for the water, this Moss Lake home is as suited to weekends as it is to year-round living.

Active

  • Price
  • $ 2,095,000
  • City
  • Gainesville
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • COOKE
  • Half Bathrooms
  • 1
  • Area
  • Lot Size
  • 1.5 Acres
  • Zip
  • 76240
  • Sqr Footage
  • 3,127
  • Year Built
  • 2009
  • Taxes
  • $ 4423
  • Style
  • Traditional
  • MLS#
  • 21379595
Listed By: Synergy Realty
Data Source: North Texas Real Estate Info Systems (NTREIS)

Features

General

Heating Central
Cooling Ceiling Fan(s),Central Air
Utilities Aerobic Septic,Co-op Water,Outside City Limits
Possession Negotiable
Roof Composition,Shingle
Appliances Built-in Gas Range,Dishwasher,Disposal,Dryer,Gas Cooktop,Gas Oven,Gas Range,Ice Maker,Microwave,Tankless Water Heater
Easements None
Assoc Fees 700
Number of Garage Spaces 2
School District Sivells Bend ISD
HOA Fee Includes Maintenance Grounds
Exclusions Seller’s personal property,including furniture,artwork,boat,jet skis,and trailers.
Year Built 2009
Architectural Style Traditional
Levels Two
Unexempt Taxes 4423
Will Subdivide No
Property Subtype Single Family Residence
Subdivision Name Whispering Hills
Transaction Type For Sale
Occupant Type Owner
County Cooke
Property Type Residential
Security Features Fire Alarm,Fire Sprinkler System,Security System,Smoke Detector(s)
Construction Materials Concrete,Log,Vinyl Siding,Wood
Association Fee Frequency Annually
Accessory Unit Type Guest Quarters
Accessory Unit Y/N Yes
HOA Type Mandatory
Full Baths 3
Status Active
Directions From Gainesville: US-82 W to FM 1201 N. About 11 miles to Whispering Hills,then Chaparral Dr to 1120.
City Gainesville
Elementary School Name Sivells Bend
High School Muenster
Elementary School Sivells Bend
Virtual Tour URL Unbranded https://www.propertypanorama.com/instaview/ntreis/21379595
Standard Status Active
Listing Terms Cash,Conventional

Interior Features

Interior Features Built-in Wine Cooler,Decorative Lighting,Eat-in Kitchen,Flat Screen Wiring,Granite Counters,High Speed Internet Available,In-Law Suite Floorplan,Kitchen Island,Loft,Natural Woodwork,Open Floorplan,Pa
Flooring Carpet,Luxury Vinyl Plank,Tile
Fireplace Features Gas Logs,Living Room
Fireplaces Total 1
Dining Areas 1
Living Areas 2
Room Count 10
Half Baths 1
Lock Box Type Other
Total Bedrooms 4
Total Baths 4
Window Features Window Coverings
Laundry Features In Hall

Exterior Features

Waterfront Yes
Exterior Features Balcony,Boat Slip,Courtyard,Covered Patio/Porch,Dock,Fire Pit,Rain Gutters,Lighting,Private Yard
Lot Features Acreage,Landscaped,Many Trees,Sloped,Sprinkler System,Water/Lake View,Waterfront
Vegetation Grassed,Partially Wooded
Fencing Front Yard,Metal,Wood
Parking Features Additional Parking,Boat,Concrete,Driveway,Garage,Garage Door Opener,On Site,Open,Private
WaterFront Features Dock – Covered,Lake Front,Lake Front – Main Body
Lot Size 1 to < 3 Acres
Covered Spaces 2
Foundation Slab
Lot Size Area 1.5000
Lot Size Units Acres
Structural Style Lake House,Log Cabin,Resort Property,Single Detached,Vacation Home
Garage Y/N Yes
Lot Size Square Feet 65340.0000
Lot Size Acres 1.5000

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Waco, TX office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Sivells Bend Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

9/11/2026 Listed $2,095,000

Property vs Zip Code Average in 76240

Price
AVG $510K
$2.1M
Taxes
AVG $5,208
$4,423
Year Built
AVG 1988
2009
Visits
AVG 188
7
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

1120 Chaparral Drive Gainesville, TX is a Single Family Home for sale at $2095000 with 3127 sqft and a lot size of 1.5 Acres Acre(s). 1120 Chaparral Drive Gainesville has 4 bedrooms, 3 baths and was built in 2009. The property's zip code is 76240 which is in Gainesville, TX

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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Wesley Boswell

254-235-5015

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